Financial Readiness™
Ready—and improving.
Strong reserves and consistent cash flow are helping. Estate readiness remains your clearest opportunity.
↑ 3 points since your last review82READY
Good afternoon, Sheldon & Rebecca
Your financial life, in motion.
See what changed, what matters, and the smartest next step.
NEXT BEST MOVE+2 readiness
Increase retirement contributions by 1%.
Strengthen future income without weakening your emergency cushion.
5 minEstimated time
RebeccaOwner
42%Progress
Before you decide
See the ripple effect.
Thinking about a purchase or life change? See how it could affect the rest of your financial life before you commit.
Buy a carBuy a homeChange jobsRetire earlier
Needs your attention
3 itemsUpload disability policyNeeded to verify protection readiness
DUEMessage from MayaVehicle decision follow-up
NEWConfirm beneficiariesRetirement and life policies
7 DAYSQuick financial snapshot
$1.93MNet worth
+$4,140Monthly cash flow
16.2 moEmergency runway
$1.16MInvestments
MC
Your financial life is being actively managed.Maya Chen, CFP® · Next meeting Sep 3
Financial Readiness™
Know where you stand.
And see what a decision could change before you make it.
82READY
Previous score79 · +3
Strongest areaEmergency Reserves
Biggest dragEstate Readiness
Evidence92% verified
What shapes your score
Client viewHelping
+
16.2 months of accessible reservesStrong shock absorption
+
Positive monthly marginCreates options and funding capacity
+
Coordinated protectionCore life coverage is in force
Limiting
!
Estate documents need final executionAuthority and continuity remain incomplete
!
Disability policy evidence missingConfidence is reduced until verified
!
Future savings pace has room to improveRetirement flexibility is below target
Test a decision
Ripple Effect™Before you decide, see the ripple effect.
Model the connected impact—not just the payment.
Your financial picture
Money, made understandable.
What you have, what you owe, and what is available right now.
$1,931,900
Everything you own, minus everything you owe.
$2.50MAssets
$569.5KLiabilities
+$164.2K12-month change
Emergency runway
16.2 Months
At your current spending level, available reserves could cover approximately 16.2 months of essential expenses.
Monthly take-home$17,120
Monthly spending$12,980
Available monthly cash flow+$4,140
Accounts
14 connectedPROTECTION · REVIEW NEEDED→
Protection is a relationship—not a policy list.
Life coverage is in force. Disability evidence and Property & Liability relationships need professional review.
Action center
Keep life moving.
Tasks, conversations, and meetings tied to your financial plan.
Secure client vault
Documents, without the chase.
Get your team what they need and find what you need.
Upload Document
Tax · Estate · Insurance · Investment · P&C / Property · Income
Documents needed
2 requestsDisability Income PolicyNeeded to verify protection readiness
MISSINGAuto Policy DeclarationsNeeded for Property & Liability review
REVIEWMy documents
Estate Plan SummaryEstate · Updated Jul 18
2025 Tax ReturnTax · Updated Apr 12
FlexLife IUL StatementInsurance · Updated Jun 30